Mohawk

A vehicle is an expensive purchase, and unless you have been saving up, you will need help with financing. Ford offers multiple financing options, so you are sure to find one that works for you.


Mohawk Ford is proud to have served the greater Hamilton area since 1968. Our goal is to provide you with the best customer service, including helping you find out which financing options are available to you. If you are looking to purchase a new, certified pre-owned, or used vehicle, our team is here for you.

Ford Credit

Ford Credit is Ford’s hub for financing. Since 1962, Ford Credit has been helping Canadians get into the vehicles they want.


Through Ford Credit, you can select the financing option that is best for you and easily apply online. On the Ford Credit webpage, you can manage your financing terms and view statements, transaction history, and more.


When you finance with Ford Credit, you are working with a team that understands car financing. They can answer questions, and you feel confident about buying or leasing a vehicle.

Ford Credit Financing Options

Ford offers buyers multiple financing options, each with its own unique terms. Having a variety of options means that you can find a way to buy a car that works with your financial situation.

Standard Purchase

The most straightforward financing option is a standard purchase. The total purchase amount is divided equally over the number of months of the term. The payment you make each month is consistent throughout the whole term.


    • Vehicle Owner: Buyer

    • Term Length: 12-84 Months

    • Benefits:

      • No Kilometer Limitations

      • Full Vehicle Customization Available

      • Builds Equity


Available for new, certified pre-owned, and used vehicles.

Red Carpet Lease

If you cannot afford to buy a brand-new vehicle or simply prefer to have the latest model, then this is a great option. With leasing, the dealership owns the vehicle, and you make monthly payments to drive it. The monthly payments are lower than if you were to buy the vehicle.


Depending on how much you drive, there are three mileage options available, which range from 16,000 to 25,000 kilometers per year. At the end of the leasing term, a Red Carpet Lease gives you multiple options, including:


    • Returning the vehicle to the dealership

    • Returning the vehicle and leasing a new one

    • Purchasing the leased vehicle


Normal amounts of wear and tear are covered by the lease. Any excessive damage or wear done to the vehicle is the driver’s responsibility.


    • Vehicle Owner: Ford Credit

    • Term Length: Multiple Options

    • Benefits:

      • Low Initial Cost and Monthly Payments

      • Multiple End of Term Options


Only available for new vehicles.

Special Programs

Ford is here to help everyone access a vehicle. That is why they offer several programs for customers in special circumstances.


    • Newcomer Program

      • Landed immigrants with Permanent Resident Card IMM5688 or IMM5292

      • Foreign workers with Work Permit IMM1102 or IMM1442

      • International students with Study Permit IMM1208 or IMM1442

    • Graduate Program

      • Over 18 years old and

      • A student who has graduated or will graduate from a Canadian accredited university undergraduate program, two-year college program, three-year CEGEP D.E.C. program in Quebec, or from a recognized military or police academy within the next 4 months

      • Full-time postgraduate student who has graduated or will graduate from a Canadian accredited university’s Masters, Doctorate, or PhD program within the last 24 months

    • First-Time Buyer Program

      • Any customer who has not purchased a vehicle before

    • X-Plan is Ford’s way of saying thank you to those with a special relationship with Ford Motor Company.

      • Employees, retirees, and their spouses of eligible partner companies and universities

      • Members, customers, and spouses of selected organizations/associations

      • Individuals selected through the Friends & Neighbors Program

Applying for Ford Credit Financing


Applying for financing can be overwhelming, but Ford Credit makes it easy. You can apply online or go to your local Ford dealer to do it in person.


The financing team at a Ford dealership is knowledgeable about option details and can help you decide what is best for you. They also know about specials and price reductions so that you can get the best deal.


It is vital that you always read and understand a financing contract before signing. If you do not understand the terms, ask the dealership representative to explain it or ask to take it home to read over.

Your Ford Dealership

Mohawk Ford is ready to help you drive away in the car, truck, or SUV of your dreams. Contact our team today to learn about the best Ford Credit financing option for you. If you are interested in any of Ford Credit’s special programs, we can answer questions and help you determine if you are eligible.


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